Eligibility Rules
This Plan includes bargaining unit Employees (those represented by Local 1399), and may include some Non-Bargaining unit Employees as well. The Eligibility Rules are different for each group, so please be sure you read the correct Eligibility Rules by clicking on the category below:
If you are a Glazier, you are eligible for benefits under this Trust on the first day of the month following any three (3) or more consecutive months in which you have been reported as having worked for participating Employers for a minimum of 420 hours, provided that some of the hours were worked during the first month of such qualifying period.
Example of Initial Eligibility Calculation:
| Work Month | Hours Reported | Eligibility Month | Status |
| January 2015 | 80 | Not Eligible | |
| February 2015 | 150 | Not Eligible | |
| March 2015 | 190 | May 2015 | Initial Eligibility Established |
Your eligibility will continue so long as the combination of hours reported as worked and/or in reserve are greater than or equal to 140.
If you are a Floor Coverer, you are eligible for benefits under this Trust on the first day of the month following any three (3) or more consecutive months in which you have been reported as having worked for participating Employers for a minimum of 375 hours, provided that some of the hours were worked during the first month of such qualifying period. Below are the minimum hour requirements per plan level:
Plan Level A 145 Hours per month 435 Hours required for initial eligibility
Plan Level B 135 Hours per month 405 Hours required for initial eligibility
Plan Level C 125 Hours per month 375 Hours required for initial eligibility
Example of Initial Eligibility Calculation for Plan Level C:
| Work Month | Hours Reported | Eligibility Month | Status |
| January 2015 | 50 | Not Eligible | |
| February 2015 | 150 | Not Eligible | |
| March 2015 | 175 | May 2015 | Initial Eligibility Established |
Your eligibility will continue so long as the combination of hours reported as worked and/or in reserve are greater than or equal to the amount of hours required for the level selected. If you select a Plan Level that you cannot maintain thought 12 months because you do not work enough hours, you may lose coverage. If you do not make a Plan Level selection, you will automatically be assigned to Plan Level C.
If you are a Production Worker, you are eligible for benefits under this Trust on the first day of the second month following receipt of the required contributions from participating Employer for a minimum of 146 hours worked per month.
Example of Eligibility Calculation:
| Work Month | Hours Reported | Eligibility Month | Status |
| January 2015 | 50 | March 2015 | Not Eligible |
| February 2015 | 150 | April 2015 | Eligible |
| March 2015 | 145 | May 2015 | Not Eligible |
Your eligibility will continue so long as work hours are greater than or equal to 146 hours per month. Note: no reserve hour bank available.
These are the minimum hour requirements for coverage as of the time of preparation of this document and are subject to change.
With the consent of the Trustees, all full-time officials and full-time Employees who are employed by the signatory Local Union may also be covered.
Participants will become insured on the first day of the second month following receipt of the required contribution made on his behalf providing the Trustees have approved the application of the Employer to participate in the Trust’s insurance program.
Quick Links to Enrollment Materials:
Video Guide: Enrollment for Health Plan Benefits
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