If your insurance terminates due to insufficient hours, you will receive a letter from the Trust Fund Office explaining your options under COBRA, as well as the Self-Pay /Buy-Up Option. The Buy-Up Option is available to the Glaziers, Floor Covers and Production Workers.
If your hours drop and you lose eligibility or drop to a lower Plan Level (Floor Coverers) you may qualify for the Buy-Up option. You qualify to Buy-Up to the level you were last eligible for, as long as you have a minimum of one hour in your bank.
Additionally, after you have exhausted your Federal COBRA rights, Kaiser will send you a letter explaining your options under Cal-COBRA, if applicable. (See “COBRA CONTINUATION COVERAGE”.)